| || |
“Trust is the guts of what it’s really all about. If you only have half of the picture, you’re going to stuff it up. You have to know your client.”
With over 40 years of experience in the Financial Planning industry, David certainly has the tools to fix financial problems. David primarily describes his work as client-oriented, and makes a point of valuing the individuality of each client’s circumstances. He maintains a holistic approach to business, avoiding a framework method and favouring adaptive methods to individual cases.
His extensive qualifications in Financial Planning and Life Insurance provide him with the skills and experience to create wealth and peace of mind for these clients, an outcome that brings him great satisfaction.
“Financial planning is about managing expectations and enabling people to be in control of their assets and their family’s financial safety, especially when the worst happens. This is what is important. The bottom line is delivering results, as promised.”
Family is of greatest importance to David. Together, David and his wife of 40 years, Marilyn have raised three children Grant, Ryan, and Angie and love being grandparents.
Ryan’s qualifications in both chartered accountancy and financial planning provide him with an exceptional skill set to drive Cotter Financial Services ahead in the areas of self-managed super funds, business succession planning and personal insurances.
His experience gives him insight into client issues and the broad range of solutions available to help clients achieve their goals. Specifically, his background in chartered accountancy means that he is experienced in individual tax considerations, as well as business financial statements and structures.
Ryan’s clients describe him as a compassionate person who strives to always deliver what he has promised. He enjoys the satisfaction derived from giving people peace of mind, through achieving their financial goals or providing them with financial support when they need it most. Ryan believes that trust is key to building client relationships and delivering outcomes.
Ryan’s lifelong passion outside of the workplace is music; he is a talented guitarist and songwriter. His bands have supported some iconic Australian artists, including Jimmy Barnes and The Screaming Jets, and have toured the east coast of Australia, with their songs being played on national radio.
In 2012 Ryan and his wife had their first child – Eddie – a much-loved addition to their family with another due later this year.
Cotter Financial Services
Keeping you up to date with current news